Helping real people solve real day to day money challenges.

My name is Carolyn and I am a Certified Spending Planner (CSP).

Check out my latest article in Money Magazine

Check out my latest article in Money Magazine

Spending Planners offer a coaching service which grew out of the experience gained by David Wright, founder of the Spending Planners Institute. David has over 20 years experience helping real people solve ‘day to day’ money challenges.

Our relationship with money, earning it, spending it, stressing about it, lending it, paying it back, dreaming of it and everything else has taken over too many hours of or lives.

With the aid of specialised software technology, I can assist you in developing your own personal spending plan, taking you through a step by step process.

I help people who sometimes find themselves living pay to pay and with minimal savings get on track to the point where they are in control of their day to day money management and are excited about their future!

Spending Planners do not give financial advice. Rather, we are trained and certified by the Spending Planners Institute to provide financial education, tools, practical training and personal assistance in personal cash flow management.

Spending Planners help you overcome the everyday problems people experience with their finances, putting you in a position where you are ready to move forward to home ownership, investing or even retirement.


What do YOU want MORE of in YOUR life?

Your perfect lifestyle starts with a plan.

So start your financial journey with our FREE V8 Steps to Financial Success!

This Ebook will give you clarity around the steps you need to take to uncomplicate your life, so don’t procrastinate, download your FREE success guide today and start taking charge of your own destiny.

I now have a plan for my money, my debts are paid in full and my bills are always paid on time” - Bernie


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break free from the cycle of financial stress.

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